Keep Cash Alive
Here is a fact for everyone...
Credit card companies take 3-5% from the merchant every time a credit card transaction is made.
If we take the lowest number at 3% that means every 33.33 transactions the bank gets the entire amount.
So every time $100 is spent it takes 33 x that for the bank to own the entire balance. So the first time the merchant receives $97 and then it goes again and again until everything is owned by the credit card company.
If I hand you a $100 bill you can give it to anyone down the line and it remains a $100 bill.
No wonder the banks/credit card companies are so rich. Every 30 or so transactions they receive 100% of the funds.