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This is the reason that I (in my early twenties) could not even think of buying a car anytime soon. I could, in theory, afford a car if only paying for the car itself. But I don't have ain't no money to pay ain't no insurance on top of that. Luckily, my city has decent (if predictably...

I agree wholeheartedly. But what's the game plan here? This legislation would already be incredibly difficult to get passed. Plus, it wouldn't stop banks, credit card companies, and terminal/POS companies from pushing their products on people (both consumers and sellers), or end the inherent...